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On-demand pay, also known as early wage access, is a 21st century phenomenon.  Allowing employees to receive a portion of their earned wages in advance, as opposed to receiving the entire amount on a designated payday, is changing payroll practice all over the country.  What is payroll’s role in defining and creating best practice in this new area?  We’ll look at current practice as well as questions for the future of Early Wage Access (EWA). The webinar will help attendees determine if the process is appropriate for their company. Regardless of the size of your company, you’ll be able to learn something about this new trend by taking this webinar!


  • Defining on-demand pay or Early Wage Access (EWA)
  • Is it right for my company, and should we offer it?
  • What are the options for offering EWA?
  • Who owns the process?
  • Will it be advantageous for a company to offer this?
  • How will it affect the employees’ attitudes towards the company – if we do or do not offer EWA?

Do you believe in instant gratification?  Are you involved in the “gig” economy?  If you answered yes to either of those questions, you are probably already involved in EWA.  “Early Wage Access” is a way for workers to receive pay for hours already worked prior to a regularly scheduled payday.  Perhaps there’s an emergency and an employee needs immediate cash.  Many workers live paycheck to paycheck, and a cash shortfall can cause serious damage to their day-to-day lives.  If you have part-time hourly, or minimum wage employees or any other type of employment, you may be faced with this issue soon.  Perhaps you have tipped employees and you’d like to manage the tip process differently.  Regardless, this webinar will give you insight into this new payroll area.


  • Assessing the need for EWA-is it a fit for my company?
  • How will it help or hurt my employer to offer EWA?
  • Available methods of providing on-demand pay or EWA
  • Questions to be asked prior to deployment of an EWA program
  • Looking at voluntary deductions-how are they handled?
  • Legislative actions – Federal and State
  • What is constructive receipt and how does it affect EWA?

  • Payroll Associate
  • Payroll Supervisor
  • Finance Manager
  • Payroll Manage/Director
  • HR Associate
  • HR Manager
  • Compensation Teams

Merle Capello, CPP has been a payroll manager and educator for more than 30 years. She has held the CPP designation for more than 20 years and has worked in industries ranging from advertising to brokerage, from food production to data analysis. Merle has taught payroll administration in both college and corporate classrooms and has also assisted with local CPP and FPC Study Groups, helping payroll workers to gain and maintain certification. She has also consulted with payroll processing startups and established clients as payroll and payroll tax subject matter expert.

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